Skip Header
Log out
Menu
Close
Your workplace pension

Your workplace pension

Your workplace pension Overview
Getting started
Back
Getting started
Introducing workplace pensions How pensions are invested How contributions are made Your pension checklist
Welcome to Fidelity
Back
Welcome to Fidelity
About Fidelity Sustainable investing Diversity & Inclusion Online security Governance
I want to…
Back
I want to…
Review my retirement age Transfer a pension
Overview of Your workplace pension section
Building your savings

Building your savings

Building your savings Overview
Saving
Back
Saving
Saving in your 20s & 30s Saving in your 40s & 50s Saving in your 60s
Investing
Back
Investing
How pensions are invested Investing basics Deciding where to invest What is a default investment?
I want to…
Back
I want to…
Review my retirement age
Overview of Building your savings section
Your Financial Wellness

Your Financial Wellness

Your Financial Wellness Overview
Feel good with Fidelity
Back
Feel good with Fidelity
Understand your financial wellness Budgeting Debt Savings Protection
Useful information
Back
Useful information
Learn about volatility
Overview of Your Financial Wellness section

Getting started with your workplace pension savings

We’ve compiled a list of five small steps that can help you make the most of your pension plan.

Small steps to financial fitness

None

Register and log in to PlanViewer

PlanViewer lets you view and manage your pension savings online, so you can check your savings and make plans for your future. If you haven’t signed up yet, it’s quick and easy to get started.

Once you’ve registered, make sure to keep a note of your username as you’ll need this to log in: Remember, keep your password safe. Don’t write your password down or share it with anyone.

Head to PlanViewer to register

Nominate your beneficiary

Your pension is a valuable asset and when you die, your pension doesn’t disappear. The money you have saved can be inherited, and you can have a say in where it goes. This is called ‘nominating a beneficiary’, and sometimes an ‘Expression of Wish’. This allows you to tell us who you’d like to benefit from your pension.  It’s quick and easy to do, and you can choose to nominate a person, divide your pension between family and friends, or give some or all of it to charity. You can also update their details or change your nominated beneficiary if anything changes.

Simply log into PlanViewer, go to ‘Actions’ then ‘Beneficiaries’. You’ll then need their full name, date of birth, address, ID number and type of ID.

Nominate your beneficiary in PlanViewer
None
None

Make sure your contact details are up to date

It’s important to keep your details up to date and let us know when they change. That way, we can continue to keep you informed of anything important relating to your pension plan.

If your plan rules allow, you can check and update your details in PlanViewer. Simply go to ‘User’ then 'My profile' then edit 'Correspondence Address' to update your home address, personal email address and phone number.

Update your details in PlanViewer

Know how much you’re saving

Saving into your workplace pension is important, you can put money in and your employer does too. So, because you’re potentially adding two payments, it’s good to keep track of exactly how much is going in and whether you’re on track for the retirement you want.

Check your contributions in PlanViewer
None
None

See how your investments are performing

Log in to PlanViewer to see how your investments are performing whenever you want to. Remember, the value of your pension savings can go down as well as up, so you may get back less than you invest.

You should also check your Annual Benefit Statement each year. This tells you how much your pension savings are worth, what it might be worth when you retire (if you buy an annuity) and the income it might give you.

Check your investments in PlanViewer

© FIL Limited 2024